“AKAD QARDH PADA PINJAMAN MODAL USAHA DI BANK MIKRO MENURUT FATWA NO: 19 DSN-MUI IV 2001 TENTANG QARDH”. An Nawawi 4, no. 1 (November 6, 2024): 67–76. Accessed January 30, 2026. https://jurnal.usnb.ac.id/index.php/annawawi/article/view/47.