An Nawawi: Jurnal Hukum dan Ekonomi Islam is a scientific journal of Law and Islamic Economics published by Sekolah Tinggi Ilmu Fikih Syeikh Nawawi Tanara Serang Banten - Indonesia. It is a semiannual journal published in April and October for the developing the scientific ethos. Editors accept scientific articles and result of research in accordance the nature of law and Islamic economics journals. This journal warmly welcomes to articles contributions from scholars of related disciplines.
Sekolah Tinggi Ilmu Fikih Syeikh Nawawi Tanara Serang
POLIGAMI KONTRAK DALAM PERSPEKTIF HUKUM ISLAM DAN MAQĀṢID AL-SYARĪ‘AH
Contract-based polygamy is a contemporary phenomenon emerging within society through temporary marital arrangements under the framework of polygamous marriage. This practice raises serious legal issues in both Islamic law and Indonesian positive law because it contradicts the principle of permanence in marriage contracts. This study aims to analyze the legal status of contract-based polygamy from the perspectives of fiqh, maqāṣid al-syarī‘ah, and Indonesian national law. The research employs a normative legal method using conceptual, statutory, and maqāṣid approaches. Data sources include the Qur’an, hadith, classical fiqh literature, statutory regulations, and relevant contemporary scholarship. The findings indicate that contract-based polygamy is substantively analogous to nikah mut‘ah, which has been explicitly prohibited in Islamic law. Furthermore, the practice lacks legal legitimacy under Indonesian law because it contradicts the principle of permanent marriage as regulated in Law Number 1 of 1974 concerning Marriage and the Compilation of Islamic Law. From the perspective of maqāṣid al-syarī‘ah, contract-based polygamy contradicts the objectives of protecting lineage (ḥifẓ al-nasl), human dignity (ḥifẓ al-‘irḍ), and social morality. Therefore, contract-based polygamy cannot be justified under either Islamic law or Indonesian positive law.
Copyright (c) 2026 Ricke Riyadi Sadikin, Encep Taufik Rahman, Wilnan Fatahilah https://creativecommons.org/licenses/by/4.0
KAJIAN INOVASI PRODUK DAN LAYANAN AKADEMIK DALAM MENDUKUNG TRANSFORMASI TATA KELOLA PENDIDIKAN TINGGI: STUDI KASUS UIN SYARIF HIDAYATULLAH JAKARTA TAHUN 2024
This study examines the implementation of academic service innovations in improving educational quality and transforming academic governance at UIN Syarif Hidayatullah Jakarta. A mixed-methods approach was employed by integrating quantitative and qualitative data collection techniques. Quantitative data were obtained from the 2024 Academic Service Satisfaction Survey, while qualitative data were collected through Focus Group Discussions (FGDs), field observations, and analyses of academic policy documents. The findings reveal that the university has implemented several innovations, including the refinement of diploma and national certificate issuance procedures, the development of the Academic Information System (AIS), the integration of academic services with the Higher Education Database (PDDIKTI), the digitalization of graduate data verification processes, and the expansion of electronic-based academic services. These innovations have enhanced service efficiency, streamlined administrative procedures, improved the accuracy of academic records, and strengthened user satisfaction. Survey results indicate an overall satisfaction score of 4.39 on a five-point scale, reflecting a very high level of satisfaction with academic services. The study confirms that information technology-driven administrative innovation plays a crucial role in improving the quality of academic services and supporting adaptive governance in higher education institutions. Furthermore, the findings suggest that digital transformation serves as a strategic mechanism for enhancing institutional performance and ensuring responsiveness to evolving regulatory requirements and stakeholder expectations.
Copyright (c) 2026 Muhammad Fahmi Iqbal, Rahmawati, Fitri Rosyari Nur Afrianthie, Tri Warseto https://creativecommons.org/licenses/by/4.0
STUDI KOMPARATIF PANDANGAN AL-THABARI DAN AMINA WADUD TENTANG PEMBAGIAN WARISAN LAKI-LAKI DAN PEREMPUAN 2:1
This study examines the concept of inheritance rights in the Qur’an through the approaches of two figures to be compared, namely Al-Tabari and Amina Wadud. The discussion of inheritance rights is often understood normatively based on what is stated in the verses of faraidh, which distinguish between the shares of men and women. However, the development of interpretive thought as well as contemporary issues requires scholars to present new paradigms that attempt to read the text contextually in accordance with present societal conditions. This research aims to identify the similarities and differences between the two figures in understanding the verses on inheritance distribution, particularly the distribution between men and women 2:1, as well as its implications for the concept of gender justice in the field of interpretation. The method used is library research with a qualitative approach and comparative analysis. The data were obtained from the primary works of both figures as well as supporting works relevant to the research topic. The results of this study indicate that Al-Tabari tends to maintain the normative religious provisions in the distribution of inheritance. Meanwhile, Amina Wadud emphasizes a hermeneutical approach guided by the principle of substantive justice, resulting in a contextual interpretation that takes into account social, economic, and gender roles. This comparison demonstrates that although both figures depart from the same source, namely the Qur’an, the different methodological approaches they employ lead to more varied understandings. Al-Tabari interprets inheritance verses by adhering to normative religious provisions, whereas Amina Wadud leans more toward contextual interpretation in order to achieve the goal of gender equality.
Copyright (c) 2026 Muhammad Pais Ashari, Abd. Aziz, Agus Nur Qowim, Safira Salsabilla https://creativecommons.org/licenses/by/4.0
ANALISIS STRATEGI EKONOMI, POLITIK, ILMU PENGETAHUAN, DAN SOSIAL BUDAYA DALAM KEJAYAAN DINASTI ABBASIYAH
The Abbasid dynasty was one of the most important periods in the history of Islamic civilization, marked by rapid progress in various fields. The success of the Abbasid dynasty in achieving its golden age was inseparable from the implementation of integrated strategies in the political, economic, scientific, and socio-cultural fields. This study aims to analyze these strategies and examine how synergy between these fields was able to drive the sustainable progress of Abbasid civilization. The research method used is qualitative research with a library research approach, through the examination of books, scientific journals, and relevant historical sources. The results of the study show that inclusive political stability, open economic policies oriented towards international trade, strong support for the development of science, and pluralistic and tolerant socio-cultural strategies were the main factors behind the glory of the Abbasid Dynasty. These four strategies complemented each other and formed a solid civilization system, making the Abbasid Dynasty the center of Islamic civilization and a global reference at that time. These findings provide important lessons for modern leadership regarding the importance of policy synergy in building an advanced and sustainable civilization
Copyright (c) 2026 Rizka Aulia, Muhammad Ismail, Agus Nilmada Azmi https://creativecommons.org/licenses/by/4.0
PENGARUH IMPLEMENTASI MANAJEMEN SUMBER DAYA MANUSIA BERBASIS SYARIAH TERHADAP KINERJA KARYAWAN PADA BANK SYARIAH DI INDONESIA
The application of sharia principles in human resource management (HRM) has become a strategic requirement for sharia financial institutions in maintaining the consistency of Islamic values while improving organizational performance. This study aims to analyze the effect of sharia-based HRM implementation, which includes sharia recruitment, sharia training, fair compensation, and islamic performance appraisal, on employee performance at Islamic Banks in Indonesia. The research method used is quantitative with multiple linear regression analysis approach. Data were collected from 150 Islamic Bank employees selected by purposive sampling through a Likert scale 1-5 questionnaire. The results indicate that the four sharia-based HRM variables have a positive and significant effect on employee performance with an R² value of 0.679 or 67.9%. The sharia training variable has the dominant influence on employee performance. This research implies the need for sustainable strengthening of HRM practices in accordance with sharia principles.
Copyright (c) 2026 Sarji Sarji, Firman Muhammad Abdurrohman Akbar https://creativecommons.org/licenses/by/4.0
PENGARUH KUALITAS LAYANAN TERHADAP KEPUASAN PENGGUNA LEMBAGA PENJAMINAN MUTU DI PERGURUAN TINGGI KEAGAMAAN ISLAM
The quality of service in the internal quality assurance system of higher education is a determining factor for institutional excellence. This study aims to analyze the correlation between the quality of services of the Quality Assurance Institute (LPM) and the satisfaction of the Head of Study Program at UIN Syarif Hidayatullah Jakarta. Using a correlational quantitative design, data was collected from 81 respondents through a total sampling technique. The research instrument used a SERVQUAL-based questionnaire that included five dimensions: physical evidence, reliability, responsiveness, assurance, and empathy. Data analysis was carried out with the Chi-Square test to test the relationships between variables. The results showed that 50.6% of respondents perceived the quality of service in the "Excellent" category, and 92.6% expressed overall satisfaction. Statistical testing resulted in a p-value of 0.031 (< 0.05), which confirmed a significant correlation between service quality and user satisfaction. The implications of this study emphasize that strengthening the dimension of responsiveness and physical evidence is crucial for LPM to maintain and increase stakeholder satisfaction in the context of Islamic higher education. Keywords: Service Quality; User Satisfaction; Quality Assurance; Islamic Higher Education.
Andriyani Rahmah Fahriati Andriyani Rahmah Fahriati
Copyright (c) 2026 Gunawan Ismail, Ishmatun Nisa, Andriyani Rahmah Fahriati, Mardani Bonyx https://creativecommons.org/licenses/by/4.0
STRENGTHENING INDONESIA'S ECONOMIC RESILIENCE THROUGH ISLAMIC ECONOMIC LAW: A MIXED-METHODS ANALYSIS OF ZAKAT, WAQF, AND SOVEREIGN GREEN SUKUK
Indonesia, as the world's largest Muslim-majority country, possesses substantial potential for leveraging Islamic economic instruments to advance inclusive and sustainable national development. This study investigates the contribution of Islamic Economic Law to strengthening Indonesia's economic resilience through three interrelated instruments: zakat, waqf, and Sovereign Green Sukuk (SGS). A mixed-methods research design is employed, integrating qualitative content analysis of fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) and related regulatory frameworks with quantitative analysis of secondary data obtained from BAZNAS, BWI, and the Ministry of Finance for the period 2018–2024. The findings indicate that zakat and waqf collectively contributed IDR 62.3 trillion to poverty alleviation and social programs, while Sovereign Green Sukuk issuance reached USD 6.5 billion, financing green infrastructure consistent with maqashid al-shariah objectives. Panel regression results demonstrate a statistically significant positive relationship between the utilization of Islamic economic instruments and regional GDP growth (p < 0.05). Qualitative analysis further reveals that the istinbath methodologies employed by DSN-MUI successfully reconcile classical fiqh principles with contemporary financial innovation. The study concludes that integrating traditional Islamic philanthropy with modern sharia-compliant financial instruments, grounded in a coherent Islamic Economic Law framework, represents a viable pathway toward Indonesia's Sustainable Development Goals.
Copyright (c) 2026 Siti Widya Umiyati https://creativecommons.org/licenses/by/4.0
DIGITALISASI KOPERASI SYARIAH MODERN DALAM UPAYA MENINGKATKAN KUALITAS KELEMBAGAAN KOPERASI SYARIAH DI DKI JAKARTA
Cooperatives in Indonesia play an important role as an economic pillar of society. Still, many operate conventionally and face various challenges such as poor management, low interest from the younger generation, transparency and accountability issues. This study proposes the transformation of Islamic cooperatives into modern cooperatives through digitalisation to improve efficiency, effectiveness and services to members. Digitalisation is expected to speed up business processes, improve market access and provide more innovative services. By using information and communication technology, Islamic cooperatives can strengthen their institutions and better meet the needs of their members. In this context, this study uses a descriptive qualitative method to describe the phenomenon of digitalisation of Islamic cooperatives in Jakarta. The findings show that digitalisation can improve cooperatives' transparency, accountability, competitiveness, contribute to more inclusive and sustainable economic growth. The research highlights the importance of support from the government and other stakeholders to develop modern cooperatives in Indonesia, focusing on Islamic cooperatives as agents of economic change.
Digitalization, Transformation, Sharia Cooperatives, Transparency, Accountability
Copyright (c) 2025 Indah Suwarni, Mifta Huda https://creativecommons.org/licenses/by-nc-sa/4.0
STRATEGI MANAJEMEN PEMASARAN SYARIAH DALAM MENINGKATKAN DAYA SAING LEMBAGA KEUANGAN SYARIAH DI INDONESIA
This study aims to examine effective Islamic marketing management strategies in enhancing the competitiveness of Islamic financial institutions in Indonesia. A systematic literature review (SLR) method was employed by analysing journal articles, books, and relevant policy documents on Islamic marketing. The findings reveal that consistent implementation of Islamic values within the marketing mix significantly increases customer trust and loyalty. Marketing strategies grounded in maqashid syariah, the principles of honesty (shidq), transparency (amanah), and prohibition of gharar in marketing communications serve as the primary differentiating factors of Islamic financial institutions. Digital transformation acts as an accelerator for Islamic market growth when managed within a sound Islamic governance framework. These findings provide strategic implications for marketing managers in designing competitive yet Islam-compliant marketing programmes
Copyright (c) 2025 Bambang Wahyudi https://creativecommons.org/licenses/by-nc-sa/4.0
KONTRIBUSI ZAKAT DAN FAKTOR SOSIAL EKONOMI DALAM MENDUKUNG PEMBANGUNAN EKONOMI INKLUSIF
This study was conducted to analyze the contribution of zakat and socio-economic factors to inclusive economic development in districts/cities. This study uses an inclusive economic development index variable consisting of 3 main pillars, namely the economic growth index, poverty and inequality, and expansion of access and opportunities as the dependent variable and socio-religious funds (productive zakat, zakat fitrah, infaq, and other socio-religious funds) (DSKL) which are controlled by regional socio-economic factors such as regional income, GRDP, population, and area as the independent variables. The results show that in Pillar 1 (economic growth), zakat fitrah has a significant positive effect, while other socio-religious funds have a significant negative effect, indicating that zakat fitrah contributes to inclusive growth. In Pillar 2 (poverty and inequality) and Pillar 3 (expanding access and opportunities), regional income is the only variable with a significant positive effect, confirming that the fiscal capacity of local governments is a major determinant in reducing inequality and expanding access to public services. Comparatively, the research results show that religious social funds are more sensitive to economic growth, while regional fiscal policy plays a dominant role in structural improvements in welfare. These findings emphasize the importance of synergy between fiscal policy and religious social funds in promoting sustainable, inclusive economic development.
Copyright (c) 2025 RR Tini Anggraeni https://creativecommons.org/licenses/by-nc-sa/4.0
IMPLEMENTASI PRINSIP EKONOMI SYARIAH DALAM SISTEM KEUANGAN MODERN: SEBUAH KAJIAN LITERATUR SISTEMATIS
This study aims to comprehensively analyze the implementation of Islamic economic principles in the modern financial system, encompassing the development of financial instruments, challenges and opportunities for halal SME development, the role of zakat and waqf, and the dynamics of Islamic management in Islamic financial institutions. The method used is a systematic literature review (SLR) of 47 national and international journal articles published in the last ten years. The findings reveal that the principles of prohibiting usury (riba), profit-sharing (mudharabah and musharakah), istishna' financing instruments, as well as productive zakat and waqf, hold great potential in creating a just, inclusive, and sustainable financial system. The main challenges of implementation include weak regulation, a lack of competent human resources, low public literacy on Islamic financial products, and minimal innovation in digital-based financing models. This study emphasizes the need for institutional strengthening, regulatory harmonization, and multi-stakeholder synergy to optimize the role of the Islamic economy in national economic development.
Copyright (c) 2025 Hari Winarsa https://creativecommons.org/licenses/by-nc-sa/4.0
IMPLEMENTASI AKAD DALAM PERBANKAN SYARIAH DI INDONESIA: STUDI LITERATUR TERHADAP PRINSIP MURABAHAH, MUDHARABAH, DAN MUSYARAKAH
Islamic banking in Indonesia has experienced significant growth over the past two decades, marked by increasing assets, customer numbers, and product diversification. This study aims to analyze the implementation of the main contracts (akad) in Islamic banking, specifically murabahah, mudharabah, and musyarakah, through a literature review of various Islamic legal sources, Indonesian Islamic banking regulations, and previous empirical research. The method employed is library research with a descriptive qualitative approach through content analysis of primary and secondary sources. The findings indicate that murabahah contracts still dominate Islamic banking financing portfolios due to their relatively low risk and income certainty, while mudharabah and musyarakah contracts hold great potential in driving the real sector but remain constrained by moral hazard, asymmetric information, and human resource limitations. This study recommends strengthening sharia governance, improving public literacy, and leveraging financial technology to optimize the application of profit-sharing-based contracts.
Copyright (c) 2025 Dedi Uska https://creativecommons.org/licenses/by-nc-sa/4.0
KONSEP KESEJAHTERAAN (AL-RIFA'IYYAH) AL-GHAZALI DALAM PEMBANGUNAN BERKELANJUTAN (SDGs): INTEGRASI MAQASID SYARIAH DENGAN AGENDA PEMBANGUNAN GLOBAL
Penelitian ini menggunakan pendekatan Maqasid Shariah untuk melihat bagaimana konsep kesejahteraan (al-rifa'iyyah) Imam Al-Ghazali relevan dengan Tujuan Pembangunan Berkelanjutan (SDGs). Salah satu pemikir Islam terbesar pada abad ke-11, Al-Ghazali membangun konsep kesejahteraan holistik yang mencakup aspek spiritual, material, sosial, dan lingkungan. Agenda SDG yang ditetapkan oleh PBB pada tahun 2015 secara struktural selaras dengan konsep ini. Penelitian ini menganalisis hubungan antara lima prinsip Maqasid Shariah Al-Ghazalin hifdz ad-din, hifdz an-nafs, hifdz al-'aql, hifdz an-nasl, dan hifdz al-maal dengan 17 tujuan SDG. Penelitian ini menggunakan metode kualitatif deskriptif-analitis dan studi literatur. Studi menunjukkan bahwa perspektif Al-Ghazali menawarkan dimensi etika-spiritual yang dapat memperkuat pelaksanaan SDGs, khususnya di negara-negara Muslim seperti Indonesia. Namun, terdapat perbedaan yang signifikan antara kedua kerangka, terutama dalam hal dimensi transendental dan prinsip keadilan distributif Islam. Penelitian ini menyarankan agar nilai-nilai Maqasid Shariah dimasukkan ke dalam strategi nasional pencapaian SDGs untuk meningkatkan legitimasi dan efektivitas implementasi di negara-negara yang mayoritas penduduknya adalah Muslim
Copyright (c) 2025 Muhammad Azry Fawwaza Anwar, Kiky Rizky, Afried Lazuardi https://creativecommons.org/licenses/by-nc-sa/4.0
REFORMASI FISKAL PADA MASA UMAR BIN KHATTAB: KAJIAN HISTORIS TERHADAP PEMBENTUKAN BAITUL MAL DAN SISTEM DISTRIBUSI ASET (ATHA’)
Penelitian ini bertujuan untuk mengkaji tranformasi kebijakan ekonomi Islam pada masa Khalifah Umar bin Khattab , dengan fokus utama pada pembentukkan Baitul Mal sebagai institusi fiskal permanen dan implementasi sistem ditribusi aset (Atha’). Metode yang digunakan dalam penelitian ini adalah studi literatur dengan pendekatan historis-analitis terhadap naskah klasik dan literatur ekonomi Islam kontemporer. Hasil penelitian menunjukkan bahwa meluasnya wilayah Islam mendorong kebutuham akan reformasi administratif dari sitem ditribusi langsung yang sederhana menjadi sistem birokrasi yang terstruktur. Reformasi ini menempatkan negara sebagai pengelola amanah harta publik yang bertujuan untuk menjamin kesejahteraan sosial tanpa memandang latar belakang rakyat. Sistem Atha’ yang dikelola melalui departemen pencatatan (Diwan) terbukti efektif dalam mencegah akumulasi kekayaan pada segelintir pihak dan menciptakan stabilitas ekonomi. Temuan ini menegaskan bahwa model reformasi fiskal Umar bin Khattab meletakkan fondasi fundamental bagi tata kelola keuangan publik Islam yang mengedepankan prinsip keadilan distributif dan transparansi, yang tetap relevan untuk mengatasi tantangan ketimpangan ekonomi.
Copyright (c) 2025 Nabilla Siti Azzaroh, Agus Nilmada Azmi https://creativecommons.org/licenses/by-nc-sa/4.0
THE PARADIGM OF FIQH MUAMALAH AND MAQĀṢID AL-SHARĪ‘AH IN THE DEVELOPMENT OF ISLAMIC DIGITAL FINANCIAL INNOVATION
The rapid development of digital financial innovation has transformed the structure and practices of the Islamic financial system, raising questions regarding its compliance with Islamic legal principles. This study aims to analyze the development of digital Islamic financial innovation from the perspective of fiqh muamalah and maqāṣid al-syarī‘ah. Using a qualitative approach with a normative-conceptual method, this research examines classical and contemporary fiqh literature, regulatory frameworks, and scholarly views related to Islamic digital finance. The results show that digital financial innovation in the Islamic economic system is fundamentally permissible, in line with the fiqh maxim al-aṣl fī al-mu‘āmalāt al-ibāḥah illā an yadulla dalīlun ‘alā al-taḥrīm, as long as it does not contradict sharia principles such as the prohibition of riba, gharar, and maysir. Furthermore, the maqāṣid al-syarī‘ah approach demonstrates that digital Islamic financial innovation contributes to the realization of public welfare (maṣlaḥah), particularly in terms of efficiency, financial inclusion, and transparency. Therefore, the integration of fiqh muamalah and maqāṣid al-syarī‘ah provides a comprehensive framework for assessing and developing sustainable digital Islamic financial innovations.
Copyright (c) 2025 Niswatin Mubarriroh https://creativecommons.org/licenses/by-nc-sa/4.0
PERAN TA’ARUF SEBAGAI STRATEGI MEMBANGUN KELUARGA SAKINAH TINJAUAN HUKUM ISLAM DI KOMUNITAS LDII PC PONDOK AREN
The rise of dating practices among young Muslims with negative impacts such as promiscuity, high divorce rates, and fragile household foundations, prompted this study to examine Islamic alternatives. This study aims to describe the implementation and analyze the role of ta'aruf as a strategy for the development of the sakinah family, as well as evaluate its conformity with Islamic legal principles, focusing on the LDII PC Pondok Aren Community. Using a descriptive-analytical qualitative method, data were collected through in-depth interviews, participatory observations, and documentation studies. The results of the study show that the practice of ta'aruf at LDII Pondok Aren is carried out in a structured manner, including the submission of intentions, candidate selection, official meetings, mentoring, istikharah, khitbah, and marriage contracts, serving as an effective initial filter in harmonizing the faith, vision of life, and morals of prospective spouses, so as to minimize the potential for post-marriage conflicts. Therefore, ta'aruf in the context of LDII PC Pondok Aren is not only an internal tradition, but an effective and legitimate strategy according to sharia to realize the family of sakinah, mawaddah, wa rahmah.
Copyright (c) 2025 Wilnan Fatahillah, Mujhid Budi Luhur, Adi Juliardi https://creativecommons.org/licenses/by-nc-sa/4.0
PERAN KANTOR URUSAN AGAMA (KUA) DALAM MEMBERIKAN ORIENTASI KELUARGA SAKINAH BAGI CALON PASANGAN PENGANTIN
This study examines the phenomenon of increasing divorce rates in Indonesia which indicates a lack of preparation for prospective brides. The Office of Religious Affairs (KUA) has a strategic role in organizing marriage guidance programs as an effort to realize the sakinah family. The purpose of the research is to analyze the role of KUA, the material presented, and the challenges in the implementation of sakinah family orientation for prospective brides. This study uses a qualitative approach with an analytical descriptive design to gain an in-depth understanding of the phenomenon being studied. Primary data through unstructured interviews with key informants. Secondary data were obtained from laws and regulations (Marriage Law, KHI), academic literature, and institutional documents. Data analysis is carried out through data reduction (selection, organization, focusing of relevant information), data presentation (narrative forms and matrices), and drawing conclusions. The results of the study show that the KUA of Pondok Aren District plays a crucial role in preparing the bride-to-be through comprehensive premarital guidance
Copyright (c) 2025 Wilnan Fatahillah, Imam Rusdi, Ichsan Irfan Ardiyansyah https://creativecommons.org/licenses/by-nc-sa/4.0
ANALISIS PENGARUH LABEL HALAL, KUALITAS PRODUK, CITRA MEREK, DAN HARGA TERHADAP LOYALITAS KONSUMEN PRODUK KOSMETIK WARDAH
Wardah is a leading halal cosmetic brand in Indonesia. This study examines the influence of halal label, product quality, brand image, and product price on consumer loyalty for Wardah cosmetic products. A quantitative survey approach was employed with a questionnaire distributed to 100 Wardah consumers. Data were analyzed using multiple linear regression. The results indicate that the halal label and brand image do not have a significant effect on consumer loyalty, whereas product quality and price have a significant positive effect. These findings suggest that maintaining high product quality and appropriate pricing are crucial to enhancing customer loyalty, while halal certification and brand image alone do not guarantee loyal behavior
Copyright (c) 2025 Sri Hastuti, Adjeng Ananda Firoziah https://creativecommons.org/licenses/by-nc-sa/4.0
SOFT DIPLOMACY TIONGKOK TERHADAP MESIR DALAM BIDANG KERJASAMA EKONOMI PERIODE 2016-2022
This article discusses China's Soft Diplomacy efforts towards Egypt in the field of economic cooperation for the 2016-2022 period. China's relations with Egypt and the Middle East region previously experienced a decline after the Cold War, also the Arab Spring phenomenon which then destabilized China due to the impact of the economic and political crisis. China is improving relations with Egypt through a soft power approach to economic cooperation. Qualitative methods were used in this research through literature studies to find out how China's Soft Diplomacy approach towards Egypt in the field of economic cooperation and the interests of the two countries look at China's Belt and Road Initiative (BRI) and Egypt's Vision 2030. Based on the research conducted, it was found that China applies soft diplomacy in the field of economic cooperation in the form of establishing a strategic partnership between China and Egypt, where China emphasizes the use of institutional resources and values by offering the Belt and Road Initiative synergies. Besides that, China also has an interest in improving its positive image and expanding its influence in the Middle East Region.
Copyright (c) 2024 Agus Nilmada Azmi, Yuni Tamara Azaroh, Afried Lazuardi
ANALISIS TAPER TANTRUM TERHADAP KINERJA KEUANGAN BANK UMUM SYARIAH DI INDONESIA
The phenomenon of the financial crisis that occurred in 2008/2009 can be seen from the declining economic growth rate compared to the previous year, which was 4.6 percent. After the United States implemented a quantitative easing policy for 5 years, in 2013 the Fed again implemented a policy of tapering off or taper tantrums which caused the economy in several countries, especially India, Indonesia, Brazil, Turkey and Brazil to experience shocks. Islamic banks currently operate side by side with conventional interest-based banks, where the advantage appears to be more favorable to interest-based banks in terms of the secondary market and accessibility to loans as a last resort in difficult situations. So the conclusion that the author can draw is that the taper tantrum phenomenon that occurs does not always experience a decline in the equity market, especially in developing countries. Significant influence occurs in countries such as the People's Republic of China; Hong Kong, China; Republic of Korea; and Singapore.
Financial Performance and Islamic Commercial Banks
Copyright (c) 2024 Alfina Shafira, Muhajirin Muhajirin, Atmo Prawiro
DINAMIKA PEMBERIAN HARTA WARIS LEBIH KEPADA ANAK BUNGSU DI JAKARTA TIMUR
This study examines the practice of giving more inheritance to the youngest children in East Jakarta, by highlighting the influence of legal and cultural factors. The background of this research is driven by differences in understanding in the practice of inheritance distribution, which can result in injustice and disputes in the future. The research method used is a qualitative approach, involving in-depth interviews with seven informants who have varying levels of understanding of inheritance law. The findings of the study show that a limited understanding of Islamic inheritance law and customary law plays a major role in the decision to give more property to the youngest child. Factors such as family burdens, sibling willingness, and family traditions contributed to the decision. On the other hand, informants who have a deeper understanding associate the division of property with the responsibility and contribution of the youngest child in the family. This study recommends the need for more comprehensive counseling on the principles of inheritance law so that the distribution of assets can be carried out fairly and in accordance with applicable legal and customary provisions, reducing the potential for disputes in the future. Keywords: Youngest child; Customary law; Islamic inheritance law; East Jakarta; Distribution of inheritance
PERAN LITERASI KEUANGAN, PROMOSI, DAN RELIGIUSITAS TERHADAP MINAT GENERASI Z PADA BANK SYARIAH DI KABUPATEN KUDUS
This study aims to determine the influence of Islamic financial literacy, digital promotion, and religiosity in influencing Gen Z's interest in using Islamic banking products in Kudus Regency. The sample in this study used a purposive sampling technique, totaling 170 respondents. The data used is primary data obtained through questionnaires distributed to Gen Z people or prospective customers of Sharia Banks. The data testing in this study uses multiple linear regression. The results of the study found that there was a positive and significant influence of the variables of Islamic financial literacy, digital promotion, and religiosity on the interest in using Islamic banking in Generation Z. Based on a simple regression analysis, it shows that the variables of Islamic financial literacy, digital promotion, and religiosity can affect people's interest in using it. Islamic banking products by 61.8%. This research plays an important role in increasing understanding of Islamic financial literacy, digital promotion, and religiosity in influencing customers' decisions to save in Islamic financial institutions. In addition, this study also emphasizes how important these three factors are in increasing customer interest in choosing to save at a banking institution.
TRADISI SEBAMBANGAN PERSPEKTIF MAQASHID AL-SYARIAH DAN HUKUM POSITIF
The implementation of the Sebambangan Tradition in Kedaton Kalianda Village still often occurs, even some young people often carry out this Sebambangan tradition alone without relatives or a family member interceding, even though it is clear that both of them are not yet mahram, and this Sebambangan practice often occurs without giving any news in the form of letters or entrusted messages through neighbors or close relatives to convey the runaway to the girl's parents, so that the girl's parents are confused because of the lack of news from their children and not infrequently then report it to the police. The results of the study show that based on Maqashid Al-Syari'ah's view, the implementation of Sebambangan in Kedaton Kalianda Village is an act that violates the law and deviates from what has been stated in the Shari'a and the Islamic religion. The form of violation and deviation is because it violates the obligations of a child who must respect, obey and serve both parents. Because of the Sebambangan custom, in practice it is carried away without the permission of both parents. Then also because it violates one's obligation to stay away from adultery which is strictly prohibited by Allah SWT. Because the Sebambangan custom in practice is close to committing adultery. Whereas based on Positive Law in the criminal realm, the practice of Sebambangan is included in a violation of the Criminal Code Article 332 paragraph 1, namely carrying away a girl without the consent of her parents/guardians, but this applies only if there is a complaint of offense by parents to the police only and if there is Complaints can also be resolved by consensus according to applicable customs.
Sebambangan Tradition, Maqashid Al-Shari'ah, Positive Law.
Copyright (c) 2024 Alfikrul Akbar, Hamdan Arief Hanif, Sofyan Munawar
AKAD QARDH PADA PINJAMAN MODAL USAHA DI BANK MIKRO MENURUT FATWA NO: 19/DSN-MUI/IV/2001 TENTANG QARDH
Bank Wakaf Mikro merupakan Lembaga Keuangan Mikro Syariah (LKMS) berbadan hukum koperasi di pesantren. Bank Wakaf Mikro ini sebagai penyalur dana yang memberikan pinjaman kepada nasabah dengan menggunakan akad qardh tanpa menggunakan jaminan dengan ketetapan margin yang amat rendah. Akad Qardh diartikan sebagai pemberian atau memberikan suatu harta kepada orang lain untuk dikembalikan tanpa ada tambahan. Penelitian ini menggunakan metode analisis systematic literature review dengan mengumpulkan artikel atau buku-buku yang berhubungan dengan tema artikel. Lalu secara sistematis di susun sehingga menghasilkan kesimpulan yang aktual sesuai dengan topik penelitian. Adapun sumber data yang digunakan adalah data sekunder, dimana data sekunder yaitu informasi yang dikumpulkan oleh pihak lain dalam melaksanakan penelitian. Pengumpulan data dalam Penelitian ini dilakukan melalui studi kepustakaan atau library research. Akad ini merupakan akad pinjaman kebajikan yang diberikan kepada nasabah sebagai pinjaman uang maupun pinjaman untuk modal usaha yang tidak bersifat komersial, tetapi bersifat sosial dimana sumber dana yang dipinjamkan bersumber dari dana sosial seperti zakat, infak, sedekah, hibah, wakaf uang dan dana sosial lainnya. Penggunaan akad qardh ini selaras dengan aturan syar'i yang menyatakan bahwa pembiayaan syariah harus terbebas dari unsur maysir, gharar, dan riba. Undang-Undang No 21 Tahun 2008 menjelaskan bahwa pembiayaan qardh merupakan sebuah transaksi syariah atas dasar pinjam meminjam. Dan dalam Fatwa No.19/DSN MUI/IV/2001 tentang Qardh dijelaskan bahwa prinsip qardh boleh digunakan sebagai akad pinjam meminjam dengan ketentuan bahwa nasabah wajib mengembalikan dana yang diterima kepada pemberi pinjaman dana pada waktu yang telah disepakati bersama. Secara mendasar, karena sifat dan tujuan Qardh adalah tolong menolong, maka transaksi ini terlepas dari unsur komersial dan usaha yang berorientasi pada keuntungan (profit oriented).
HUKUM NIKAH ONLINE MENURUT AHLI FIKIH KONTEMPORER
Advances in science and technology have changed many human behaviors. In the past, marriage contracts were carried out at The Religious Affires Office, at mosque, at home and at the hotel, face to face, and in one place, followed by the groom and bride, the bride's guardians, two witnesses, civil registration officer from the local Religious Affires Office, extended family members of the groom and bride and invited guests. At the moment, By using the internet, it is possible to carry out the marriage contract online via zoom, google meet, video call, and other semilir media. The bride's guardian conveys the consent to the groom, because the groom is outside the island or even abroad, this happens for several reasons, for example due to administrative problems, there is a ban on gathering in large numbers, there are government regulations to maintain distance when interacting and communicating due to the Covid 19 outbreak and other reasons. There for, discussion about online marriage is very important. The purpose of writing this article is so that the muslim community knows the meaning and law of carrying out an online marriage. So that the Muslim community can obtain legal certainty in accordance with Islamic law regarding online marriages. So that it becomes a guide for the Muslim community in carrying out online marriages. The method used in this research is a qualitative approach. Researchers will also use a library study approach towards the books of the four madhhab imams and contemporary fiqh books. The formulation of the problem is: 'What is the law on online marriage according to the contemporary fiqh expert?
Copyright (c) 2024 Yuyu Wahyudin, Isti Nurhayati
PERAN MAHKAMAH AGUNG DALAM MENJAGA KONSISTENSI PUTUSAN PERKARA SYARIAH
Religious justice in Indonesia has developed since the reform era with the establishment of the Supreme Court (MA) of the Republic of Indonesia in the field of Religious Justice in 2003. However, the consistency of sharia rulings is still a concern due to differences in the interpretation of Islamic law, cultural diversity, the quality of judges, and limited resources. This study uses normative legal methods to identify factors that cause inconsistencies in decisions, analyze the role of the Supreme Court, and formulate recommendations. The results show that the inconsistency of the decision is influenced by legal and non-legal factors. To overcome this, it is necessary to improve the quality of judges, develop technical guidelines, and improve coordination between religious judicial institutions. The Supreme Court plays an important role in maintaining the consistency of sharia case decisions with judge guidance, technical guidelines, coordination, and cooperation with related institutions. Hopefully this research can help improve the quality of religious justice in Indonesia through the Supreme Court.
Copyright (c) 2024 Muhammad Sofwan Jauhari
KEDUDUKAN WANITA DALAM HUKUM NEGARA DAN HUKUM ISLAM DI REPUBLIK INDONESIA DITINJAU DARI HUKUM INTERNASIONAL
With Law Number 7 of 1984 (Law No.7/1984), the Convention on the Elimination of All Forms of Discrimination Against Women (CEDAW) was ratified. According to the rules of international law known as pacta sunt servanda, international agreements that have been ratified must be implemented. Countries in the world may not be exempted from this obligation based on the provisions of their national laws. However, if national law reduces the implementation of an international agreement, the national law must be changed. This obligation is added to the CEDAW article which states that CEDAW Parties are required to change national laws to eliminate discrimination against women and protect women's rights. However, in Indonesia, the elimination of discrimination against women and the protection of women's rights as well as changes to the law are more complicated than the words of the rules of international law. The implementation of CEDAW contains problems in the political field, especially after the replacement of the New Order government with the Reformation Era government. Political problems are added to social problems, namely developments and differences of opinion in society regarding culture and religion. In the state legal system, the examination of these issues shows that the recognition of the principle of eliminating discrimination against women and equal rights for women is good. This recognition is contained in the 1945 Constitution and Pancasila which can be improved along with the Decree (TAP) of the People's Consultative Assembly (MPR) Number XVII/MPR/1998 concerning Human Rights (HAM) and Law No. 39/1999 concerning Human Rights which are complete. In Indonesia, the enforcement of these laws and regulations needs to be improved. This enforcement includes, among other things, the authority to test in the general court environment and the state administrative court (TUN). The scope of the existing authority to test means that the majority of laws and regulations (including TUN Decisions) cannot be tested against the principle of discrimination or women's rights. So, the majority of laws and regulations may be issued and apply whether they are discriminatory and violate women's rights or not. With this examination, this paper concludes that the position of women in Indonesia as outlined by CEDAW needs to be realized through legal changes both in the state legal system and the Islamic legal system. However, this paper acknowledges the differences between the Islamic legal perspective and the CEDAW perspective. The ambiguity of the relationship between Islamic law and CEDAW is a product of the difficulty of harmonizing these angles.
Copyright (c) 2024 Muhamad Mas’ud, Aslihatul Rahmawati
EXOGAMI MARRIAGE BETWEEN SHARIFAH AND NON-SAYYID: STUDIES IN SOCIOLOGY AND FAMILY LAW
This study aims to identify and analyze the factors that affect the obligation of equality of destiny in Sharifah marriage in East Jakarta. Equality of destiny is considered important in the Shari'ah marriage tradition, with several key factors influencing this view. The research method uses a qualitative approach with in-depth interviews with seven Habaib informants. Data were collected to explore their views on the obligation of equality of destiny and its implications in Sharifah marriage. The results of the study show that there are three main factors that underlie the equality of nasab: heredity, social factors, and madzhab teachings. First, descent is considered a mandatory tradition established by ancestors. Second, social factors reflect the negative consequences of marrying a child to an individual who is not equal to fate, such as insults and the absence of habaib. Third, the teachings of madzhab, especially from the Shafi'iyyah and Hanabilah groups, set strict standards regarding equality of descent. The discussion revealed that these factors play an important role in maintaining tradition, social status, and harmony in the Shariah community. This research provides in-depth insights into how equality of nasab affects the social structure and marriage traditions among the Habaibs.
Copyright (c) 2024 Abdul Aziz, Iqbal Subhan Nugraha
ANALISIS SYARIAH SEBAGAI KATALISATOR TERHADAP PERTUMBUHAN KAPITALISASI PASAR INDEKS SYARIAH DI BEI
The growth of the sharia capital market in Indonesia reflects increasing investment interest based on sharia principles that emphasize justice, transparency, and ethical investment. The sharia capital market presents a unique appeal amid global economic uncertainty, offering greater stability compared to conventional markets. This study aims to analyze the role of sharia as a catalyst for the growth of market capitalization in sharia indices on the Indonesia Stock Exchange (IDX). The research methodology uses a literature review method by analyzing secondary data and relevant theories from publications by the Financial Services Authority (OJK) and previous research. The findings show that Indonesia’s sharia capital market has experienced significant capitalization growth despite challenges such as economic crises and the pandemic. Several sharia indices, such as the Jakarta Islamic Index (JII) and the Indonesia Sharia Stocks Index (ISSI), have recorded long-term upward trends, supported by restrictions on speculation and the prohibition of riba practices. Regulatory support from OJK, particularly through policies that expand the scope of the Sharia Securities List (DES), further strengthens this growth. The year-to-year increase in the number of sharia stocks indicates market resilience and growing public awareness of sharia-based investments. With promising prospects, the sharia capital market in Indonesia is expected to continue to develop as a catalyst in market capitalization, positively contributing to the national economy through productive capital flows aligned with sharia values.
PERSEPSI EKONOMI ISLAM MASYARAKAT TERHADAP RENCANA PENGAMBILAN KEBIJAKAN PROYEK KRL SIDOARJO-SURABAYA
The Sidoarjo-Surabaya Electric Railway (KRL) project is aimed at improving connectivity and stimulating local economic growth. This study examines the economic perception of the project from an Islamic perspective and its alignment with the principles of Maqashid Sharia. The project is expected to create fair and sustainable economic benefits for the communities involved. The research finds that community support for the project is influenced by their involvement in decision-making processes, their perception of economic advantages, and the project's adherence to principles of social justice and environmental sustainability. In conclusion, the study emphasizes the importance of inclusive policies that prioritize economic justice. The project should not be solely considered a transportation solution, but also a catalyst for community prosperity in a sustainable manner.
Copyright (c) 2024 Apriliyah Sasmita Hidayat, Mazro’atus Sa’adah